The Untold Story of Newton’s 4th Law: And…How It Can Be a Financial Game Changer

You’ve heard of Newton’s first three laws of motion, but did you know about the 4th law? It’s true—or at least it would be if Newton and I had met. Picture this: Newton and Blumstein, tailgating at a Dolphins game, brainstorming ways to help modern-day investors keep their cool. The result?

Newton’s 4th Law: “An object not in motion can still stay in motion.”

Say what?!?!  You see, in the chaotic world of finance, sometimes the best way to move forward is by doing nothing at all. Markets fluctuate, political drama escalates, housing prices soar, and the job market tightens. But here’s the kicker—reacting to every twist and turn often does more harm than good.

Let’s break down four current big money worries and show you why, sometimes, staying still is the smartest thing you can do to keep your financial life in motion.

1. Recent Market Correction: How Sitting Still Can Save Your Portfolio

The Problem: The market tumbled over 10% in just two and a half weeks, including a jaw-dropping 1,500-point drop on a single Monday morning, leaving your portfolio feeling the impact.

The Temptation: Sell everything, retreat to cash, and avoid further losses.

Newton and Blumstein’s 4th Law: Stay put. Market corrections are a natural part of the financial landscape, happening every 1-2 years. In fact, the S&P 500 has retreated 10%+ off its highs in 71% of the years since 1990—far more common than most people realize.

These corrections are why stocks offer higher returns over time—they come with higher short-term risk. It’s easy to panic and feel like you need to act fast, but doing nothing can be your best move. By staying still, you’re giving your portfolio the chance to regain its strength and grow over time.

2. Politics: Why Ignoring the Noise Keeps You Moving Forward

The Problem: It’s an election year, and political tension is high—so high it’s making you anxious about your money.

The Temptation: Reallocate your investments based on the latest headlines and poll numbers, trying to outmaneuver the market.

Newton and Blumstein’s 4th Law: Stand firm. Political drama might make for exciting news, but it rarely impacts the stock market as much as we fear. The market has risen during nearly every presidency, regardless of the party in power.

The media thrives on keeping you hooked with sensationalism, but making financial decisions based on today’s headlines can throw you off course. By choosing to do nothing—by sticking to your long-term plan—you let the noise fade away and keep your financial goals in motion.

3. Buying a Home: Why Waiting Can Be the Best Way Forward

The Problem: Housing prices are through the roof, and buying a home feels out of reach.

The Temptation: Rush to buy before prices rise even further, stretching your finances to the limit.

Newton and Blumstein’s 4th Law: Hold your ground. The pressure to buy now can lead to rushed decisions and financial strain. Sometimes, the best way to move forward is by standing still—by renting instead of buying and using that time to build wealth through other investments.

Mortgage rates are influenced by the 10-year Treasury, not just the Fed’s rate cuts, so don’t feel pressured to act immediately. By waiting, you’re positioning yourself to make a smarter decision when the market is more favorable.

4. Your Job/Unemployment: Why Staying in Place Can Strengthen Your Position

The Problem: The job market is shifting, and it’s making everyone nervous.

The Temptation: Jump ship at the first sign of trouble or take the first job offer that comes your way.

Newton and Blumstein’s 4th Law: Stay put. When the job market tightens, it’s easy to feel like you need to make a quick move. But sometimes, the best way to keep your career moving forward is to stay in your current role and focus on building new skills and relationships.

If you’re between jobs, resist the urge to take the first offer out of fear. Instead, use this time to find the right fit, network, and upskill. Staying in place, building your skills, and waiting for the right opportunity can often lead to better long-term success.

Bottom Line: Moving Forward When You’re Standing Still

When it comes to managing your finances, Newton and Blumstein’s 4th Law reminds us that inaction can be a powerful action. Emotional reactions often lead to hasty choices that derail your financial goals. By staying calm and sticking to your long-term plan, you keep your financial life in motion—moving forward, even when it feels like you’re standing still.

But how do you navigate this without the guidance of a trusted coach? An objective third party in your corner helps ensure you’re making strategic, not emotional, decisions—helping you progress even when you aren’t actively moving.

Remember, building wealth is by choice not chance.

Don’t leave your financial future to uncertainty. Let’s start a conversation—visit  juliuswealthadvisors.com, reach out via email, or calendar a call today. Together, we’ll keep you on track, ensuring your financial success no matter what the market throws your way.

Disclosures

This piece contains general information that is not suitable for everyone and was prepared for informational purposes only.  Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice. The information contained herein has been obtained from sources believed to be reliable, but the accuracy of the information cannot be guaranteed. Past performance does not guarantee any future results. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. For additional information about Julius Wealth Advisors, including its services and fees, contact us or visit adviserinfo.sec.gov.